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Learn more about a home equity line of credit Loan commitment A formal notification from a lender stating that the borrowers loan has been conditionally approved and specifying the terms under which the lender agrees to make the loan.
The RHS provides financing to farmers and other qualified borrowers buying property in rural areas who are unable to obtain loans elsewhere.
A real estate bond is a written obligation that is usually secured by a mortgage or a deed of trust.Back to top F Fair Credit Reporting Act (fcra) Law passed by Congress to give borrowers certain rights when dealing with consumer reporting agencies, or credit bureaus.An individual contract is known as an insurance policy, and the periodic payment is known as an insurance premium.Line of credit An agreement by a lender to extend credit up to a maximum amount for a specified time.Government loan A loan that is insured by the Federal Housing Administration (FHA guaranteed by the Department of Veterans Affairs (VA) or guaranteed by the Rural Housing Service (RHS).Instead of mortgages, some states use First Trust married dating affair Deeds.
Mortgage banker For a more complete nasty woman discussion of mortgage banker, see "Types of Lenders." A mortgage banker is generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae.
The payment at the end of the loan is a combination of both principal and interest.
Your actual interest rate and discount points will be based on the market price available for your loan product at the time your interest rate is locked.
Prime rate The interest rate that banks charge their best customers when lending them money.In a condominium project, it has no ownership interest in the common elements.Mortgagee The lender in a mortgage agreement.Lock-in An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.Origination The date that the proceeds of a loan are disbursed.